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Steers Insurance Update – COVID-19 March 18, 2020

Privacy Policy

Steers Insurance Limited is committed to protecting your privacy and the confidentiality of your personal information. In order to comply with the Privacy Legislation, we have developed this Privacy Policy. Any personally identifiable information about a customer is considered personal information and will be treated in accordance with this Privacy Policy.

Who we are

Our website address is: https://steersinsurance.com.

What personal data we collect and why we collect it

Contact forms

Submissions made through the contact form will be stored in a database as well as emailed to Steers Insurance staff.

Embedded content from other websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Analytics

The services contained in this section enable the Owner to monitor and analyze web traffic and can be used to keep track of User behavior.

Google Analytics (Google Inc.)

Google Analytics is a web analysis service provided by Google Inc. (“Google”). Google utilizes the Data collected to track and examine the use of this Application, to prepare reports on its activities and share them with other Google services.

Google may use the Data collected to contextualize and personalize the ads of its own advertising network.

Personal Data collected:
Cookies and Usage Data.

Place of processing: 
US

Privacy Policy
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Consent

Your consent can be express or implied. Express consent can be verbal or written. Implied consent exists when we can reasonably conclude that you’ve given consent by some action you’ve taken or when you decide not to take action.

  • Your consent through the voluntary provision of personal information directly to Steers Insurance Limited for the purpose of obtaining an insurance quote;
  • Your consent of acknowledgement contained in a written, verbal, or electronic application process;
  • Your consent as solicited by Steers Insurance limited or our agent for a specified purpose;
  • Your receipt of this Privacy Policy until you, or if you notify Steers Insurance Limited of your withdrawal of consent;
  • Your consent given through your authorized representative such as a legal guardian, agent or  holder of a power of attorney;
  • Subject to certain legal or contractual restrictions and reasonable notice, you may withdraw this consent at any time. Steers Insurance Limited will inform you of the consequences of withdrawing your consent. Such withdrawal of consent could mean that we cannot provide you with insurance coverage or other requested products, services or information.

Who we share your data with

How long we retain your data

If you make a submission through the contact form, the submission and its metadata are retained indefinitely. This is so we can maintain an audit of communications and have a backup of any submissions in case of email delivery failure.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What rights you have over your data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where we send your data

All site content is hosted in Canada through Digital Ocean.
Privacy Policy.

Requests to and from the site are routed through CloudFlare.
Privacy Policy

Any information submitted through contact forms are sent through MailGun.
Privacy Policy

Your contact information

Limiting collection and retention of personal information

Steers Insurance Limited will only collect, use or disclose personal information that is necessary for the purposes identified or required by law. Steers Insurance limited will only collect personal information by fair and lawful means. We will retain personal information only as long necessary for the fulfillment of the identified purpose.

Accuracy Steers Insurance Limited will maintain your personal information as accurate, complete and up-to-date as is necessary. If you identify a discrepancy in your personal information contact your customer service representative.

If you have questions or concerns about your privacy, your customer service representative will be pleased to help. If you still have unresolved concerns you may write to our Privacy Compliance Officer as follows:

By Mail:
Steers Insurance Limited
PO Box 1776
St. John’s, NL
AIC 5P9
Attention: Privacy Compliance Officer

By phone:
(709) 722-1532
Ask for:
Privacy Compliance Officer

By facsimile:
(709) 722-1532
Attention:
Privacy Compliance Officer