Make sure your winter toys are covered.
In Canada snowmobiling has the highest rate of serious injury. In Newfoundland and Labrador, insurance is required by law where a snowmobile will be operated off the owner’s property and driven across a highway.
Some people take their chances and ride without coverage. Perhaps they think little can go wrong in the backcountry, away from roads. Collisions, though, do happen.
Adding your snowmobile to your current auto policy is another way to protect yourself and your winter toy. Optional coverages are available for collisions, fire & theft.
One golden rule of snowmobiling is never to ride alone. Another is not to drink and ride. We can add a third: make sure you, and everyone in your riding party, is sufficiently covered.