You have options when choosing life insurance for yourself, and for your family.
Term Life Insurance
Designed primarily as a short term policy over a specified period of time, Term Life is an affordable way to protect your loved ones in the event of your death, and can cover specific types of needs, such as mortgage payments or income replacement. It can be a good option for a young family, or when financial resources are limited.
Permanent Life Insurance
Permanent Life gives your family long-term coverage and financial security by accruing a guaranteed cash value for your beneficiary. These policies generally come with fixed rates, and are an excellent choice for those who want protection for a lifetime.
Universal Life Insurance
Universal Life Insurance is for who want real flexibility and a range of investment options. It provides maximum protection for your estate, tax benefits, a savings component, and the opportunity to build your portfolio.
Critical Illness Insurance
This type of policy is specifically designed to cover you in the event you become afflicted with one of the most common serious illnesses. A Critical Illness policy is usually paid to you in a lump sum, to cover your medical expenses and income during the recovery phase.
Business Life and Health Insurance
Protecting your company and your employees is a sound business practice. Steers offers a wide range of Business Life and Health Insurance products to protect your assets.