Employee Benefits and Pensions

Brad Cheater

Brad specializes entirely in Employee Benefits for Steers 4000 plus commercial clients throughout Newfoundland and Labrador.

He is happy to take your call or see you in person to talk through your options and priorities. His expertise in various economic sectors will result in you getting a tailor-made solution that works for your employees and your business.


Five Reasons to Take Advantage of a Custom Employee Benefits Plan from Steers Insurance

A Group Benefits Health Package is a sound investment, not only in your employees – but in your business. Here’s why:

Customized and Comprehensive Coverage

Our plans can accommodate any team, from 1 up to 100 employees, whether they are part-time or full time.

We will work with you to create solutions and provide exceptional customer service at extremely competitive rates. We’ve partnered with major suppliers, including Sirius, Canada Life, Bluecross, and Manulife, to bring you a complete selection of group health products, such as short and long-term disability, or extended healthcare.

Our most popular Employee benefits packages include the following types of coverage.

  • Extended Health Care (EHC)
  • Dental Care
  • Employee Assistance Programs (EAP)
  • Life Insurance
  • Accidental Death & Dismemberment
  • Dependent Life
  • Critical Illness
  • Long Term Disability (LTD)

With Steers Insurance, you and your employees will have access to guaranteed insurance benefits at rates lower than most individual packages.


Saving your Business Money

Rates don’t jump around with every claim because you’ll be part of a nationwide pool.

We have affordable employee benefits for any sized team. It’s as if you’re a part of a big company, and rates are less likely to go up because of more people. If you have employees, you can claim a business expense deduction for the wages and salaries that you pay them.

No matter the size of your team, we can build a competitive solution, often at a lower price. Many people are surprised that you can get employee benefits even if you have only one employee, part-time employees, or seasonal workers.


Recruitment and Retention Strategy

Recruitment & Retention Strategy. It’s never too early, or too late to start.

For current employees, enhancing a plan with an add-on benefit is proven to boost employee morale, job satisfaction, and productivity. And they look at it as a pay raise.

Our customized plans give your business a competitive edge in today’s job market, as potential candidates value a strong benefits package. This is especially true of young people just starting their careers.


Unique and Flexible Employee Benefit Options

We shop for you.

As a broker, we can access all the options available for you. We have relationships with major insurance companies as you can see below. We’ll make sure you have the flexibility and coverage that you need.

All Steers Insurance Group Benefits partners have secure, online tools that are simple for employees and Plan Administrators.


Simple Plan Administration

Administration doesn’t have to be difficult, and good advice is key.

Employee Benefits are meant to protect your employees and your business without the additional work. All of our Employee Benefits packages have intuitive online administration tools that make adding or changing your plan extremely simple. And of course, we’re always here to help.

Steers Insurance is one of the few companies to have a full-time employee benefits specialist who can offer coverage from multiple insurance companies. That means you have choice. Brad will be able to clearly advise the benefits of one plan over another so you get the option that is best for your team and your budget.


Ready to Get Started?

Call Brad today at 709 722 1532 or 709 765 1298
Or by email at [email protected]