Our modern world is filled with romantic tales and movies of cross country motorcycle adventures filled with moment after moment of self-discovery, adventure, and action. In reality, in an age of increasing distracted drivers, being properly trained and insured is more than a legal necessity, it’s essential in mitigating the inherent risks that come with the freedom of riding.
You must be at least 16 years of age to apply for a novice motorcycle license, and are required to do a balance test in addition to the written and vision tests, after which you will become a part of the Graduated Driver Licensing Program. Additionally, you will be required to hold your learner’s permit for a period of 12 months, or 8 months with the completion of an approved driver training or motorcycle program. From this point you’ll need to keep constantly alert and safe driving habits. Oh, and don’t forget – you’ll also need motorcycle insurance.
Whether you are buying coverage for the first time, or renewing your motorcycle, moped, motor scooter or motor-assisted bicycle insurance, your policy will typically include:
- Third-party liability
- Uninsured motorist coverage
- Accident benefits
Your Steers Insurance broker can provide detailed information about the coverage requirements and additional insurance options – such as comprehensive, all perils, and named perils coverage. Maintaining a safe riding record is the best way to keep your premiums down, and remember to always make sure your insurance policy is in force before going out on the road.
Insurers base your motorcycle insurance rate upon factors similar to those used for rating auto insurance, such as:
- Your riding experience.
- The type of motorcycle, moped, motor scooter or motor-assisted bicycle (manufacturer and engine size) you own.
Steers Insurance brokers will personalize your motorcycle insurance to ensure it covers everything you need, including:
- Loss (through accident or theft)
- Medical Care.
We understand the difficulty of trying to find affordable and customized motorcycle insurance tailored to your unique needs. Our expert brokers will compare motorcycle insurance in the Newfoundland and Labrador areas, so you don’t have to do any of the heavy lifting. Call us at 709-722-1532, or toll-free at 1-877-478-3377. We look forward to the privilege of providing you, your family members, and your ride with the perfect coverage package.